OURUM

Lifestyle Management ·
Swiss Connected Financial Services

The Art of Access

Privileged access and Swiss-grade trust —
your lifestyle, managed as one.

OURUM.COM

Good evening,

Alexander

Friday, 24 May

OURUM

Total Balance

€ 248,500

↑ +2.4%

this month

Portfolio

€ 84,200

PORTFOLIO PERFORMANCE

Last 12 months

Portfolio

Digital assets · € 36,800

YOUR CONCIERGE

✦

Your table at Annabel's is confirmed for 8pm tonight.

CURATED EVENTS

Art Basel — VIP Preview

Jun 14 · Basel

Monaco GP — Paddock Club

May 24 · Monte Carlo

Private View — Annabel's

Tonight · London

Charter a Yacht

Riviera 88' · Fri, Cannes

View Fleet

12 yachts available

Your Lifestyle Management Environment

02 / 07

Private concierge. Privileged access. Available 24/7.

Best concierge network around the globe

Access to curated events

Handled by your personal concierge

9:41

✦

Your Concierge

Online

Tonight in London — can you get me into Arts Club? I'm not a member.

Of course. You're expected at 8:30 under our house membership.

And a quiet table at Annabel's after?

Booked — corner table at 11. A car collects you at 8. Enjoy your evening, Alexander.

Message your concierge…

↑

What your concierge handles

Private Jets & Flights

Charter, tickets, transfers

Yachts

Charter & itineraries

Villas & Hotels

Exclusive properties

Luxury Shopping

Boutiques, limited editions

Private Events

Invitation-only access

VIP Boxes

Sports, concerts, F1

Transfers & Premium Car Rentals

Driver, premium fleet

Anything, on request

If it can be arranged — it is.

Swiss Connected Financial Services

03 / 07

Your entire financial life. Swiss-grade, in one place.

Premium Cards + Multi-currency accounts

World Elite / Infinite. Personal multi-currency accounts.

OURUM

MEMBER NAME

aurum

CHF EUR USD GBP

Digital Currencies

DEX and CEX in one interface. Wallets, trading and custody alongside fiat.

DEX

Decentralised

CEX

Centralised

BTC USDT USDC + own wallet

Securities & Asset Management

Stocks, ETFs and structured products. All financial needs in one app.

Stocks & ETFs

Structured products

Portfolio management

Swiss Compliance & Trust

Full Swiss regulatory framework. Institutional-grade security and privacy.

FINMA-aligned framework

Data stays within OURUM

Thorough member onboarding

ADVANTAGES BEYOND EXPECTATIONS

04 / 07

Where access becomes lifestyle.

01 · Time is the ultimate privilege

Reclaim every hour. Delegate complex tasks.

Those who live at the highest level protect one thing above all — their time. One message handles travel, bookings, access, and finances.

02 · Access defines status

The best stays closed — unless you know the right people.

Private clubs, VIP boxes, limited collections, invitation-only events. These are reserved for those with the right network. That network becomes yours.

03 · Two privileges. One membership.

Swiss-grade financial trust and a concierge who knows the right doors.

Swiss financial integrity and curated lifestyle access — two distinct privileges, combined into a single membership for those who value excellence.

Lifestyle Management

Swiss Financial Services

Market Opportunity

05 / 07

A large, fast-growing addressable market.

TAM

€80T+

Global wealth managed by affluent individuals worldwide.

SAM

22M

Affluent individuals in target geographies seeking privileged access and Swiss-grade financial services.

Who we serve

High-earned to HNWI

From ambitious professionals to high-net-worth individuals — anyone who values their time and expects the very best. Thorough onboarding for every member.

Global private wealth — illustrative projection (€T)

Figures illustrative — to be validated with primary research.

Source: BCG Global Wealth Report 2024; OURUM projections

Competitive Landscape

06 / 07

No one owns both pillars. Not even close.

OURUM

HY10

Amex Centurion

Private Banks

Lifestyle management & concierge

●

◐

Premium card + multi-currency accounts

●

◐

Digital currencies (DEX + CEX)

●

—

Securities & asset management

●

—

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● Full ◐ Partial — Not available · HV10: card + remittances + concierge — no crypto, no securities.

Business Model & Team

07 / 07

We are in numbers

Revenue Streams

Membership fee

Recurring annual — concierge + club access

Transfer fees

Intercharge, FX, transaction fees.

Partners referrals

Curated experiences & services, bookings

Unit Economics

Est. Acquisition Cost

~€0,5–1K

per member

Est. Annual Revenue

~€15-20K

per member

Membership Fee

€3K+

annual recurring

Year 1 Target

founding members

Team

30+

Full-experience
professionals

Engineering · Operations · Leadership